Ayushman Bharat Yojana: Now 70-year-olds will get free treatment up to Rs 5 lakh, know the answer to every question

Ayushman Yojana Benefits: According to the government, 7.37 crore hospitalized patients have been covered under this scheme, of which 49 percent beneficiaries are women. It states that the general public has benefited more than Rs 1 lakh crore under this scheme.

Ayushman Bharat Yojana 2024: Under this scheme, beneficiaries can get cashless treatment up to Rs 5 lakh in government and private hospitals.

The new Central Government has approved health coverage under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana for all citizens above the age of 70 years. The Union Cabinet headed by Prime Minister Narendra Modi approved the scheme on Wednesday. In such a situation, if you have elderly people in your house, then you will have many questions in your mind. Let us know the answers to some important questions related to this scheme...

Question- What benefits will you get if you have taken a private health policy?

Answer- Yes, the government has clarified that senior citizens aged 70 years or above who come under a private health policy or Employees State Insurance Scheme will be eligible to get benefits under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.

Those who are already availing other government health insurance schemes like Central Government Health Scheme (CGHS), Ex-Servicemen Contributory Health Scheme (ECHS) and Ayushman Central Armed Police Force (CAPF) can either choose their existing scheme or opt for AB PM-JAY.

Question- If there are two elderly people in the house, how much health cover will be available from Ayushman?

Answer- If you have two elderly people above 70 years of age in your house... whether you have grandparents or parents, then know that in this category, the insurance cover of Rs 5 lakh will be the same for both husband and wife. In a statement issued by the government, it has been said that all other senior citizens aged 70 years and above will get a cover of up to Rs 5 lakh per year on the basis of family.

Question- How much benefit will the families who are already under the purview of Ayushman Yojana get?

Answer- Now a total benefit of 10 lakhs will be given to such families. Under Ayushman Bharat PM Jan Arogya Yojana, now people above 70 years of age will also be given free treatment. According to the government, under this scheme, 6 crore senior citizens will be able to get treatment up to Rs 5 lakh for free. Along with this, they will also be given a free health insurance cover of Rs 5 lakh per family.

The official statement said, "Senior citizens aged 70 years and above of families already covered under 'AB PM-JAY' will get additional 'top-up cover' of up to Rs 5 lakh per year (which they will not have to share with other family members who are below 70 years of age)."

Question - Is there an income cap on this?

Answer - No ... Information and Broadcasting Minister Ashwini Vaishnav said that every citizen above the age of 70 will get health coverage of up to Rs 5 lakh, which will be applicable to all sections of the society. This scheme will provide access to health facilities to millions of people in the country and free them from the burden of expensive treatment.

Which family members will get the benefit of Ayushman Yojana?

Under this scheme, all members of the families are included in the scheme, irrespective of their age group. According to the government, 'AB PM-JAY' is the world's largest publicly funded health assurance scheme. Under this, 55 crore individuals of 12.34 crore families of the country are provided health cover of Rs 5 lakh per family on hospitalization. The government said that a new separate card (Ayushman card) will be issued to the eligible beneficiaries under the Ayushman Bharat scheme.

According to the statement, 7.37 crore hospitalized patients have been covered under this scheme, of which 49 percent beneficiaries are women. It states that the general public has benefited more than Rs 1 lakh crore under this scheme.

What is Ayushman Bharat Yojana?

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana is an important initiative of the government which will take India forward in the field of health services. Under this scheme, beneficiaries can get cashless treatment up to Rs 5 lakh in government and private hospitals. With this scheme, people living in remote areas of the country will get relief from the burden of expensive treatment as well as get the benefit of health facilities.