UPI Scam: Do you use UPI? You can identify scams by remembering these things..

UPI i.e. Unified Payments Interface has contributed significantly to increasing digital transactions in the country. Money can be easily sent to anyone through UPI. While this is beneficial, scammers try to trap people in their net through it. Cybercriminals cheat people through UPI without knowing the details of their bank account. However, there are some common things in UPI scams, through which you can identify them and get information about how to avoid it.

No need for a UPI PIN
If you use UPI, then let us tell you that often scammers call and offer a lucky draw. Scammers ask for a UPI PIN to give the winning prize amount. Many people make this mistake. There is no need to enter a PIN in any app to get money through UPI. Yes, but to send money, a UPI PIN has to be entered in the app. If you accidentally share a UPI PIN with someone, then instead of getting money, money will be deducted from the account.

Money received by mistake
Scammers often call and say that money has been sent to your bank account by mistake and the amount can be quite large. In such a situation, if someone asks to send the money back and cites an emergency, then it can be a scam. In such a situation, first, you have to check your bank account whether any money has been sent to it or not. In many cases, scammers can try to trap you in their net by sending fake SMS to make money.

Beware of fake UPI apps.
Many people are using apps for UPI, but you have to take care not to use any fake apps. Many times fake QR is used for payment, in such a situation scammers can show you a fake transaction message on the phone display, whereas in reality, the money does not come to the account. In such a situation, always check your bank account whether the sender's money has come or not.

To avoid UPI scams, verify the account of the person before giving money and while taking money, trust the message of your bank account only and not the message of the sender, because this message can also be fake.

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