UPI payment without the Internet: There is also an offline method through which you can make UPI payments without the Internet. Just dial the official USSD code from your mobile phone, and you can easily make the transaction.

How to make UPI payments without the Internet: We have all been in situations where we need to make a quick payment but the internet stops working. With the growing use of UPI (Unified Payments Interface), we have become very dependent on this online payment, and even a slight inconvenience can upset or frustrate us, especially if there is an emergency. Although you need the Internet for UPI transactions, there is an offline method that allows you to make UPI payments even without the Internet. Just dial the official USSD code from your mobile phone, and you can easily make the transaction.

This service has been started by NPCI. This service allows us to make payments even without the internet. *99# service makes various banking tasks easier, such as sending and receiving interbank funds, checking account balances, and setting or changing UPI PIN. How to use *99# USSD code to make UPI payments if your internet connection is lost.

UPI offline: How to transfer money?

It is very easy to transfer money without internet using UPI. Follow these steps:

Step 1: Dial *99# from the mobile number linked to your bank account.

Step 2: A menu of banking features will appear. Options include:

Send Money

Request Money

Check Balance

My Profile

Pending Request

Transactions

UPI PIN

Step 3: Type '1' to send money and tap 'Send'.

Step 4: Choose the method of sending money: Mobile number, UPI ID, Saved Beneficiary, or other options. Type the relevant number and tap 'Send'.

Step 5: If you want to transfer via mobile number, enter the receiver's mobile number that is linked to their UPI account and tap 'Send'.

Step 6: Enter the amount you want to transfer and tap 'Send'.

Step 7: If you want, leave a reply for the payment.

Step 8: Enter your UPI PIN to complete the transaction.

Step 9: Your UPI transaction will be successfully processed offline.

You can also disable this service. To disable offline UPI service, dial *99# from your registered phone number and follow the instructions.