Pension Scheme: You will get a pension of Rs 60 thousand on investment of only Rs 210 every month...
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Are you also looking for a pension plan for retirement? Such a pension plan in which investment has to be reduced and more pensions can be received. There are many pension schemes for the organized sector in the country but the government is running a pension scheme for the unorganized sector.
Which by investing about Rs 200 every month, you can get a pension of up to Rs 60,000 annually. That is, you will get a pension of Rs 5,000 every month for the rest of your life. Here we are telling you the complete calculation of the Atal Pension Yojana how much pension you will get on how much investment you make.
By investing Rs 210 every month, you will get a lifetime pension of Rs 60,000.
If you are associated with the unorganized sector, then by depositing Rs 210 every month, you can get a pension of Rs 60,000 annually throughout your life. If you invest Rs 210 every month from the age of 18, then after 60 years you will get a pension of Rs 5000 every month and Rs 60,000 annually.
The name of this government scheme is the Atal Pension Scheme in which a guaranteed pension is given every month. Every month pension is guaranteed by the government. If you pay the same amount every three months, you will have to pay Rs 626 and if you pay every six months, you will have to pay Rs 1,239. To get a pension of Rs 1,000 per month, if you invest at the age of 18, you will have to pay Rs 42 monthly. That is, then you will have to pay Rs 12,000 annually.
What is Atal Pension Yojana?
The government has brought Atal Pension Scheme in the Budget 2015-16 keeping in mind the security of income after retirement. Through this scheme, the government is encouraging the common people, especially those associated with the unorganized sector, to save as much as possible. People associated with the unorganized sector also have to be protected from the risk of not having income after retirement. This scheme is being run by the Pension Fund Regulatory and Development Authority (PFRDA).
These are the rules of Atal Pension Yojana
Under the Atal Pension Scheme, customers get a pension ranging from Rs 1,000 to Rs 5,000 every month. The Government of India guarantees the minimum pension benefit. The central government contributes 50 percent of the subscriber's contribution or Rs 1,000 annually, whichever is less.
Government contributions are given to people who are not covered under any statutory social security scheme and are not taxpayers. Under the scheme, pensions of Rs 1,000, 2000, 3,000, 4,000, and 5,000 is available. Investment also depends on the amount of pension. You get more benefits if you join at a young age.
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