PMMVY: Pregnant women will get Rs 5000 through Pradhan Mantri Matru Vandana Yojana, know who can apply!

Photo Credit: IIFL Insurance

Pradhan Mantri Matru Vandana Yojana (PMMVY) is a government-led initiative whose primary objective is to improve the health of pregnant and lactating mothers. By providing monetary incentives to these women, the program intends to reduce the impact of malnutrition as well as reduce the financial stress associated with medical treatment and drug expenses. Today's discussion will delve more deeply into the intricacies of the scheme and its impact on maternal welfare.

How PMMVY Scheme Works:

Within the framework of the PMMVY scheme, pregnant women and lactating mothers receive a cash incentive of Rs 5,000, which is deposited directly into their bank account through the Direct Benefit Transfer (DBT) program in three installments. An initial installment of Rs 1,000 is provided at the point of registration of pregnancy, while a second installment of Rs 2,000 is provided after at least one antenatal check-up during the sixth month of pregnancy. The third and final installment of Rs 2,000 is given after the registration of the birth of the child.

Who is eligible for PMMVY?

The PMMVY initiative focuses on women who are daily wage earners or are in an economically precarious situation. The program aims to reduce wage losses during pregnancy and guarantee that women have access to essential medical care and treatment during this critical period. However, it is important to note that the program does not extend to women employed in any central or state government undertaking. Moreover, only the first surviving child is eligible for benefits under the scheme.

The PMMVY initiative has had a great impact on maternal health in India. The program has facilitated medical treatment and care for pregnant women and lactating mothers, thereby reducing the adverse effects of malnutrition and improving their overall health. Moreover, the financial incentives provided by the scheme have reduced the financial pressure on pregnant women and their families. This has given them the opportunity to focus on rest and self-care without the added stress of treatment and medication costs.