Personal Loan Rejected? It's Not Just Your Credit Score—5 Other Factors Banks Carefully Evaluate

A personal loan can provide quick financial support during emergencies, medical expenses, home repairs, education costs, or other unexpected needs. However, receiving a loan rejection can be frustrati...

EPF Scheme 2026 Takes Effect: What Has Changed for Your PF Account, UAN and Online Services?

The Government of India has officially implemented the Employees' Provident Fund (EPF) Scheme, 2026 under the Code on Social Security, 2020, replacing the decades-old EPF Scheme, 1952. The revise...

PPF Loan Explained: How to Borrow Against Your Public Provident Fund Account, Eligibility, Interest Rate and Rules

A Public Provident Fund (PPF) account is widely regarded as one of India's safest long-term investment options for retirement and wealth creation. However, many investors are unaware that a PPF a...

EPFO Rule Update 2026: New Compliance Norms Announced for Exempted PF Trusts—Here's What Employees Should Know

The Employees' Provident Fund Organisation (EPFO) has introduced a revised regulatory framework for Exempted Provident Fund (PF) Trusts under the Employees' Provident Fund Scheme, 2026. The updat...

EPFO Rule Update 2026: Will PF Changes Increase Your Take-Home Salary? Here's How the New Framework Works

The introduction of the Employees' Provident Fund (EPF) Scheme, 2026 has brought renewed attention to how provident fund contributions are calculated for salaried employees. While the revised fra...

ITR Filing Benefits: Why You Should File an Income Tax Return Even If You Have No Tax Liability

Many people believe that filing an Income Tax Return (ITR) is necessary only when their annual income exceeds the taxable limit. However, tax experts say that filing an ITR can be beneficial even...

EPF Scheme 2026: Major PF Rule Changes Explained—From Withdrawals to Insurance Benefits

The Government of India has officially notified the Employees' Provident Fund (EPF) Scheme, 2026 under the Code on Social Security, 2020, marking a significant step toward implementing the countr...

8th Pay Commission: Why Salary Structure Matters More Than the Hike for Central Government Employees

As discussions around the 8th Pay Commission gather momentum, attention is naturally focused on one question: How much will salaries increase? However, experts believe that the size of the salary...

Gold Price Today: Before buying gold, know today's price, the price was this much on July 2

Gold prices in India's retail market fell on Thursday, July 2, with 24-carat and 22-carat gold rates seeing a slight decline in major cities. Silver prices, on the other hand, rose in the domestic bul...

Announcement of the Interest rates for next quarter on small savings schemes including PPF & Sukanya Samriddhi, new rates apply from 1 Jul

The central government has announced interest rates on small savings schemes for the second quarter of the financial year 2026-27 (July 1 to September 30, 2026). This quarter will also see the same .....