Delhi Lakshmi Yojana 2026: The Delhi Government has approved the Delhi Lakshmi Yojana, a financial assistance scheme aimed at supporting eligible women in the national capital. Under the proposed framework, qualified beneficiaries will receive ₹2,500 every month, with the government planning to launch the official application portal on August 1, 2026.

The first installment is expected to be released around Raksha Bandhan, subject to successful verification of applications.

Here is everything you need to know about the proposed scheme, including the timeline, eligibility criteria, payment structure, and required documents.

Delhi Lakshmi Yojana: Important Timeline

The rollout of the scheme will take place in phases.

July 28, 2026

• The Delhi Cabinet, chaired by Chief Minister Rekha Gupta, approved the Delhi Lakshmi Yojana.

August 1, 2026

• The government is scheduled to launch the dedicated online portal for registration and submission of applications.

Application Verification

• After applications are received, authorities will verify the documents and confirm the eligibility of applicants.

Raksha Bandhan

• The government aims to transfer the first installment to eligible beneficiaries after the verification process is completed.

How Will the ₹2,500 Monthly Benefit Be Paid?

According to the proposed scheme guidelines, the monthly financial assistance will be divided into two components.

• ₹1,000 will be transferred directly to the beneficiary's bank account every month.

• ₹1,500 will be deposited into a Recurring Deposit (RD) account in the beneficiary's name.

This structure is intended to provide both immediate financial support and long-term savings.

Three-Year Lock-In for the RD Component

The ₹1,500 deposited into the RD account each month will remain locked for three years.

After the completion of the lock-in period:

• The accumulated savings,

• Along with the applicable interest earned,

will be credited directly to the beneficiary's bank account.

The savings component has been introduced to encourage long-term financial security and promote a regular saving habit among beneficiaries.

Who Is Eligible for the Delhi Lakshmi Yojana?

As per the proposed eligibility conditions, applicants must satisfy the following requirements:

• Must have been a resident of Delhi for at least 10 years.

• Must be between 21 and 60 years of age.

• Annual family income should be below ₹2.5 lakh.

• Only one woman per family can receive the benefit.

• If multiple women in the same family are eligible, preference will be given to the eldest eligible woman.

• The applicant should not already be receiving any government pension.

• The applicant should not have any criminal record.

Who Will Not Be Eligible?

The proposed scheme excludes the following categories:

• Government employees.

• Income tax payers.

• Pension recipients.

• Families owning a four-wheeler.

• Applicants whose family members have a criminal record.

Applicants should carefully review the final government guidelines before submitting their applications, as eligibility conditions may be updated before implementation.

Documents Required for Registration

Eligible applicants are expected to upload or submit the following documents during the application process:

• Aadhaar Card.

• Voter ID Card.

• Documents of family members, wherever required.

• Self-declaration confirming:

  • Continuous residence in Delhi for at least 10 years.

  • No criminal record for the applicant or family, as required under the scheme.

Additional documents may be requested during the verification process.

Budget Allocation for the Scheme

To implement the Delhi Lakshmi Yojana, the Delhi Government has proposed an allocation of approximately ₹5,110 crore.

The budget is expected to support beneficiary payments, portal operations, verification, and overall administration of the scheme.

What Applicants Should Do Now

Women who believe they may be eligible should keep the following documents ready before the portal opens:

• Aadhaar Card.

• Voter ID.

• Bank account details.

• Income-related documents, if required.

• Residence proof.

• Self-declaration and any other documents notified by the government.

Keeping these documents prepared in advance may help ensure a smoother application process once registrations begin.

The Bottom Line

The Delhi Lakshmi Yojana is designed to provide ₹2,500 in monthly financial assistance to eligible women while encouraging long-term savings through an RD component. The official application portal is scheduled to go live on August 1, 2026, with beneficiary verification to follow. Subject to successful verification, the government intends to release the first installment around Raksha Bandhan.

Since the scheme is being rolled out in phases, applicants should rely on the official government portal and notifications for the latest information regarding registration, eligibility, and payment schedules.