Invest ₹50,000 Annually in Post Office PPF and Watch Your Money Grow to ₹34.36 Lakh in 25 Years!
- bySagar
- 01 Apr, 2025

If you're looking for a safe and reliable investment, the Post Office's Public Provident Fund (PPF) is a great option. Here's how a ₹50,000 annual investment in your PPF account can turn into a massive ₹34,36,005 over the course of 25 years.
PPF Investment Calculation
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Annual Investment: ₹50,000
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Interest Rate: 7.1% annually (subject to government revisions)
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Total Investment Duration: 25 years
Breakdown:
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Total Principal Invested: ₹12,50,000 (₹50,000 per year for 25 years)
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Total Interest Earned: ₹21,86,005
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Total Amount at Maturity: ₹34,36,005
Why Choose PPF?
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Government-Supported: The PPF is backed by the government, ensuring your money is safe with guaranteed returns.
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Tax Benefits: Your investment in PPF is eligible for tax deductions under Section 80C of the Income Tax Act, and the interest earned is tax-free.
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Long-Term Growth: The scheme offers long-term growth, and you can extend your PPF account for additional 5-year blocks, up to 50 years.
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Partial Withdrawal and Loan Facility: After 5 years, you can make partial withdrawals under certain conditions, like for medical emergencies or your children's education.
Key Points to Remember:
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Minimum Deposit: ₹500 per year.
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Maximum Deposit: ₹1.5 lakh per year.
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Lock-in Period: 15 years (can be extended in 5-year blocks).
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No Premature Withdrawals: Before the 5-year mark, your money is locked.
Invest Smartly with PPF: If you're planning for long-term financial security, the Post Office's PPF scheme offers not only a guaranteed return but also peace of mind knowing your money is secure. Start investing today and watch your wealth grow over time!