PF is a major source of savings for working people. However, we often forget to check our PF balance in a hurry. In this age of technology, there's no need to visit the PF office. You can check your balance from home in just five minutes on your mobile phone. Learn these easy steps today to avoid fraud.

Why is it important to check PF balance?

The Employee Provident Fund (EPF) is a portion of your salary that comes into play after your retirement. Typically, 12% of your basic salary is deducted as PF, and the employer deposits the same amount. However, companies often deduct employees' PF but don't deposit it into their PF accounts. This results in significant loss of interest and pension. Therefore, it's important to check the balance every month.

4 easy ways to check your PF balance step-by-step
You can check your balance using the UMANG app.
First, download the 'UMANG' app on your mobile. Open the app and search for 'EPFO.'
Click on the 'Employee Centric Services' option.
Click on 'View Passbook' and enter your UAN number.
Enter the OTP received on your mobile and your complete passbook will be displayed.

Check your balance by giving a missed call

If you don't have a smartphone, you can still check your balance.
Give a missed call to 011-22901406 from the mobile number linked to your PF account.
The call will automatically disconnect, and within seconds, you'll receive an SMS displaying your balance and last contribution.

Check PF Balance through SMS

Go to your mobile's message box and type "EPFOHO UAN MAR" (for details in Marathi).
Send this message to 7738299899.
You will receive complete account information in Marathi in no time.

How to view your passbook online on the EPFO ​​portal?

Visit the EPFO's official portal (unifiedportal-mem.epfindia.gov.in).
Log in using your UAN and password.
Click on 'Download/View Passbook.' Here, you will clearly see whether your employer has deposited the money each month.

What to do if the employer has not deposited the money?

If the funds are not reflected in your passbook, first contact your company's Human Resources (HR) department. If you don't receive a satisfactory response, you can file a complaint online through the EPF i-Grievance System (epfigms.gov.in). Withholding PF funds is a legal offense and can result in a fine or even imprisonment for the company.

PC: Maharashtratimes