Financial Help After 12th: Top Government Scholarships and Schemes for Students
- byPranay Jain
- 10 Apr, 2026
Continuing education after Class 12 can be financially challenging for many students. However, both the central and state governments in India offer a range of scholarships and financial aid programs to support students based on merit, income, and category. These schemes help reduce the financial burden and make higher education more accessible.
Merit-Based Scholarship: Central Sector Scheme (CSSS)
Students who perform well in Class 12 can benefit from the Central Sector Scheme of Scholarships for College and University Students (CSSS).
- Available for students scoring above the 80th percentile
- Provides annual financial assistance
- Helps reduce the cost of college and university education
Support for Low-Income Students: NMMS Scholarship
The National Means-cum-Merit Scholarship (NMMS) is designed for academically strong students from economically weaker sections.
- Starts from Class 8 and continues up to Class 12
- Aims to prevent school dropouts
- Builds a foundation for higher education
Post Matric Scholarship for SC/ST/OBC Students
This scheme supports students from reserved categories who want to continue their education after school.
- Covers tuition fees, maintenance allowance, and other expenses
- Helps improve access to higher education
Prime Minister’s Scholarship Scheme (PMSS)
The PMSS is meant for children of armed forces and paramilitary personnel.
- Provides financial support for professional courses
- Helps families of service members continue their children’s education






